/* ===== ОСНОВНЫЕ СТИЛИ ===== */
.kf-bkr-hero {
  background: #fff;
  margin: 64px 0 0;
  padding: 85px 0 50px;
  text-align: center;
  position: relative;
  z-index: 1;
}

.kf-bkr-hero-inner {
  max-width: 1000px;
  margin: 0 auto;
  padding: 0 16px;
  box-sizing: border-box;
}

.kf-bkr-hero-title {
  padding-bottom: 50px;
  font-weight: 600;
  line-height: 1.4;
  font-size: clamp(26px, 4vw, 37px);
}

.kf-bkr-debts {
  background: #F9F9F9;
  padding: 50px 0 0;
  text-align: center;
  position: relative;
}

.kf-bkr-debts-title {
  margin: 30px 0 55px;
  font-size: clamp(24px, 3.2vw, 35px);
  font-weight: 500;
  line-height: 1.4;
  color: #333;
}

.kf-bkr-type-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
  max-width: 900px;
  margin: 0 auto 70px;
}

.kf-bkr-type-card {
  display: flex;
  align-items: center;
  gap: 20px;
  background: #fff;
  border: 2px solid #0B7578;
  border-radius: 16px;
  padding: 20px 25px;
  transition: transform .3s ease, box-shadow .3s ease;
  position: relative;
  overflow: hidden;
}

@media (prefers-reduced-motion: reduce) {
  .kf-bkr-type-card { transition: none; }
}

.kf-bkr-type-icon {
  flex: 0 0 60px;
  width: 60px;
  height: 60px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(10, 134, 143, 0.1);
  border-radius: 50%;
}

.kf-bkr-type-icon svg {
  width: 28px;
  height: 28px;
  fill: #0B7578;
}

.kf-bkr-type-content {
  flex: 1 1 auto;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.kf-bkr-type-content h3 {
  margin: -12px 0 0 6px;
  font-size: 19px;
  font-weight: 500;
  color: #1d1d1d;
}

.kf-bkr-type-content p {
  margin-top: 14px;
  font-size: 18px;
  color: #666;
  font-weight: 500;
  max-width: 250px;
}

.kf-bkr-conditions {
  background: #F9F9F9;
  padding: 30px 0 50px;
  margin-top: 25px;
}

.kf-bkr-step-list {
  display: flex;
  flex-direction: column;
  gap: 32px;
  margin: 0 auto;
  max-width: 900px;
}

.kf-bkr-step {
  display: flex;
  flex-direction: row;
  gap: 25px;
  background: #fff;
  border: 1px solid rgba(11, 149, 152, 0.15);
  border-radius: 20px;
  padding: clamp(20px, 2.6vw, 29px);
  box-shadow: 0 8px 25px rgba(11, 149, 152, 0.08);
  transition: all 0.3s ease;
  position: relative;
  overflow: hidden;
  align-items: center;
  justify-self: center;
  text-align: center;
}

.kf-bkr-step::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  height: 100%;
  width: 4px;
  background: linear-gradient(to bottom, #0B7578, #0A868F);
  opacity: 0.7;
}

.kf-bkr-step-title {
  margin: 0 0 20px;
  font-size: 20px;
  font-weight: 600;
  color: #0B7578;
  display: flex;
  align-items: center;
  gap: 12px;
  padding-left: 8px;
}

.kf-bkr-step-title::before {
  content: "";
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: #0A868F;
  flex: 0 0 12px;
  box-shadow: 0 0 0 3px rgba(10, 134, 143, 0.2);
}

.kf-bkr-step-title h3 {
  margin: 0 0 0px;
}

.kf-bkr-step-points {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  column-gap: 32px;
  row-gap: 14px;
}

.kf-bkr-step-points li {
  position: relative;
  padding: 12px 0 12px 32px;
  font-size: 17px;
  line-height: 1.5;
  color: #333;
  border-bottom: 1px solid rgba(11, 117, 120, 0.1);
}

.kf-bkr-step-points li:nth-child(3n) {
  border-bottom: 1px solid rgba(11, 117, 120, 0.1);
}

.kf-bkr-step-points li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 24px;
  height: 24px;
  background: rgba(10, 134, 143, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #0A868F;
  font-weight: 700;
  font-size: 14px;
}

.kf-bkr-steps {
  position: relative;
  padding: 40px 0;
  background: #fff;
}

.kf-bkr-steps-title {
  margin: 40px 0 90px;
  text-align: center;
  font-size: clamp(24px, 3.2vw, 35px);
  font-weight: 500;
  line-height: 1.25;
  color: #1d1d1d;
}

.kf-bkr-steps-wrap {
  display: grid;
  grid-template-columns: 1fr 475px;
  gap: 64px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
  align-items: start;
}

.kf-bkr-steps-content {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.kf-bkr-step-number {
  min-width: 100px;
  text-align: center;
  font-weight: 700;
  font-size: 18px;
  color: #0B7578;
  background: #E6F4F5;
  padding: 12px 14px;
  border-radius: 8px;
}

.kf-bkr-step-content {
  margin-left: 25px;
  margin-right: 25px;
  margin-bottom: 10px;
}

.kf-bkr-step-content h3 {
  margin: -12px 0 6px;
  font-size: 22px;
  color: #333;
  font-weight: 500;
}

.kf-bkr-step-content p {
  margin: 0;
  color: #666;
  line-height: 1.6;
  font-size: 18px;
}

.kf-bkr-steps-visual {
  position: sticky;
  top: 100px;
  align-self: center;
  text-align: center;
}

.kf-bkr-steps-visual img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: 12px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.15);
}

.kf-bkr-steps-cta {
  display: flex;
  justify-content: center;
  margin: 80px 0 40px;
}

.kf-bkr-results {
  padding: 0px 0 0;
  background: #fff;
}

.kf-bkr-results-title {
  margin: 25px auto 80px;
  text-align: center;
  font-size: clamp(24px, 3.2vw, 35px);
  font-weight: 500;
  line-height: 1.4;
  color: #1d1d1d;
  max-width: 600px;
}

.kf-bkr-results-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}

.kf-bkr-result {
  text-align: center;
}

.kf-bkr-result-image {
  height: 130px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 12px;
}

.kf-bkr-result-image img {
  display: block;
  max-width: 100%;
  max-height: 100%;
}

.kf-bkr-result-heading {
  margin: 0 0 10px;
  font-size: 24px;
  font-weight: 500;
  line-height: 1.4;
  color: #1d1d1d;
}

.kf-bkr-result-text {
  margin: 0;
  font-size: 19px;
  line-height: 1.4;
  color: #555;
}

.kf-bkr-eligibility {
  padding: 80px 40px 60px;
  background: #fff;
}

.kf-bkr-eligibility-title {
  margin: 20px 0 60px;
  text-align: center;
  font-size: clamp(22px, 2.6vw, 30px);
  font-weight: 500;
  line-height: 1.3;
  color: #1d1d1d;
  padding: 0 16px;
}

.kf-bkr-eligibility-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 60px;
  max-width: 960px;
  margin: 40px auto 50px;
}

.kf-bkr-eligibility-item {
  display: grid;
  grid-template-columns: 80px 1fr;
  align-items: center;
  gap: 20px;
}

.kf-bkr-eligibility-icon {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: #f1f1f1;
  display: flex;
  align-items: center;
  justify-content: center;
}

.kf-bkr-eligibility-icon img {
  display: block;
  max-width: 70%;
  height: auto;
}

.kf-bkr-eligibility-text {
  margin: 0;
  font-size: 20px;
  font-weight: 500;
  line-height: 1.4;
  letter-spacing: 0.02em;
  color: #333;
}

.kf-bkr-eligibility-banner {
  margin: 36px auto 20px;
  padding: 19px;
  max-width: 960px;
  background: rgba(11, 117, 120, 0.1);
  border: 2px solid #888;
  border-radius: 15px;
  font-size: 19px;
  font-weight: 400;
  line-height: 1.4;
  letter-spacing: 0.02em;
  color: #1d1d1d;
  text-align: center;
}

.kf-bkr-eligibility .container {
  position: relative;
  padding: 36px 30px;
  background: #fff;
  margin-bottom: 40px;
}

.kf-bkr-eligibility .container::before {
  content: "";
  position: absolute;
  inset: 0;
  border: 2px solid #0B7578;
  border-radius: 0;
  pointer-events: none;
}

.kf-bkr-bankrotstvo-faq {
  padding: 0;
  background: #fff;
}

.kf-bkr-bankrotstvo-faq-title {
  margin: 10px 0 70px;
  text-align: center;
  font-size: clamp(24px, 3.2vw, 35px);
  font-weight: 500;
  line-height: 1.3;
  color: #1d1d1d;
}

.kf-bkr-bankrotstvo-faq-list {
  max-width: 900px;
  margin: 0 auto;
  line-height: 1.6;
}

.kf-bkr-bankrotstvo-faq-item {
  border: 1px solid #e6ecec;
  border-radius: 10px;
  background: #fff;
  transition: box-shadow .2s ease;
}

.kf-bkr-bankrotstvo-faq-item + .kf-bkr-bankrotstvo-faq-item {
  margin-top: 12px;
}

.kf-bkr-bankrotstvo-faq-item:hover {
  box-shadow: 0 8px 24px rgba(10,134,143,0.08);
}

.kf-bkr-bankrotstvo-faq-question {
  position: relative;
  display: flex;
  justify-content: space-between;
  align-items: center;
  width: 100%;
  padding: 16px;
  background: #f9fdfd;
  border: none;
  font-size: 19px;
  font-weight: 400;
  text-align: left;
  cursor: pointer;
  transition: var(--transition);
  touch-action: manipulation;
  flex-direction: row-reverse;
  color: #B35A12;
}

.kf-bkr-bankrotstvo-faq-question:focus-visible {
  outline: 2px solid #0B7578;
  outline-offset: 2px;
}

.kf-bkr-bankrotstvo-faq-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #0A868F;
  flex: 0 0 8px;
}

.kf-timeline {
  padding: 45px 0 85px;
  background: #F9F9F9;
}

.kf-timeline-title {
  margin: 20px 0 70px;
  text-align: center;
  font-size: clamp(28px, 3.2vw, 35px);
  font-weight: 600;
  line-height: 1.6;
  color: #1d1d1d;
  margin-left: 25px;
  margin-right: 25px;
}

.kf-timeline-title span {
  color: #0B7578;
}

.kf-timeline-item {
  position:relative;
  display:flex; 
  flex-direction:column; 
  justify-content:center; 
  gap:8px;
  min-height:120px; 
  padding:20px 28px; 
  color:#fff;
  background: none;
  box-shadow:0 6px 18px rgba(0,0,0,.08);
  border-radius:0;
}

.kf-timeline-item:nth-child(1) {
  background: linear-gradient(115deg, #5CC6C8 0%, #3DB5B8 50%);
}

.kf-timeline-item:nth-child(2) {
  background: linear-gradient(115deg, #4BAEB1 0%, #2A9A9D 50%);
}

.kf-timeline-item:nth-child(3) {
  background: linear-gradient(115deg, #2A9A9D 0%, #0B7578 50%);
}

.kf-timeline-item-title {
  display: flex;
  align-items: center;
  gap: 10px;
  justify-content: center;
}

.kf-timeline-item-icon {
  width:20px;
  height:20px;
}

.kf-timeline-item-text {
  font-size: 22px;
  font-weight: 700;
  letter-spacing: .02em;
}

.kf-timeline-item-subtitle {
  font-size: 19px;
  line-height: 1.45;
  opacity: .95;
  text-align: center;
}

.kf-timeline-items{
  --gap: 22px;
  --radius: 12px;
  --notch: 26px;
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap:var(--gap);
}

.kf-bkr-which {
  padding: 40px 0 60px;
  background: #fff;
}

.kf-bkr-which-title {
  margin: 40px 0 80px;
  text-align: center;
  font-size: clamp(24px, 3.2vw, 35px);
  font-weight: 500;
  line-height: 1.6;
  color: #1d1d1d;
  margin-left: 25px;
  margin-right: 25px;
}

.kf-bkr-which-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.kf-bkr-which-debt {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  padding: 22px 16px;
  background: #fff;
  border-radius: 12px;
  box-shadow: 0 20px 30px -12px rgba(51, 51, 51, 0.15);
  transition: transform .2s ease, box-shadow .2s ease;
  text-align: center;
}

.kf-bkr-which-debt-icon {
  width: 56px;
  height: 56px;
  display: block;
}

.kf-bkr-which-debt-name {
  margin: 0;
  font-size: 22px;
  font-weight: 500;
  line-height: 1.35;
  color: #333;
}

.note-bkr-which-center {
  padding: 0px 10px;
  margin-left: 20px;
  margin-right: 20px;
}

.kf-bkr-which-debts-note {
  width: fit-content;
  max-width: 100%;
  margin: 35px auto 35px;
  padding: 18px 24px;
  border: 2px solid #0B7578;
  border-radius: 10px;
  font-size: 19px;
  line-height: 1.45;
  color: #333;
  text-align: center;
}

.kf-bkr-which-debts-cta {
  display: flex;
  justify-content: center;
  margin-top: 70px;
}

.kf-bkr-consequences {
  padding: 40px 0 20px;
  background: #fff;
}

.kf-bkr-cons-title {
  margin: 10px 0 70px;
  text-align: center;
  font-size: clamp(24px, 3.2vw, 35px);
  font-weight: 500;
  line-height: 1.4;
  color: #1d1d1d;
}

.kf-bkr-cons-list {
  display: grid;
  grid-template-columns: 1fr;
  gap: 25px;
  margin-bottom: 90px;
  margin-left: 20px;
  margin-right: 20px;
}

.kf-bkr-cons-item {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 11px 16px;
  border-radius: 12px;
  background: #EEF7F7;
  box-shadow: 0 16px 26px -14px rgba(51, 51, 51, 0.12);
  transition: transform .18s ease, box-shadow .18s ease;
}

.kf-bkr-cons-icon {
  flex: 0 0 64px;
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: #EFF7F7;
  box-shadow: inset 0 0 0 1px
  box-shadow:
    inset 0 0 0 1px rgba(11,117,120,.10),
    0 10px 18px -12px rgba(11,117,120,.22);
}

.kf-bkr-cons-icon img {
  width: 36px;
  height: 36px;
  opacity: 1;
  filter: none;
}

.kf-bkr-cons-text {
  margin: 0;
  font-size: 19px;
  line-height: 1.45;
  color: #333;
  font-weight: 400;
  padding: 10px;
}

.kf-bkr-law {
  margin: 0 auto 40px;
  padding: 40px 32px;
  text-align: center;
  background: #E7F2F2;
  border-radius: 12px;
  box-shadow: 0 20px 30px -20px rgba(51,51,51,.12);
}

.kf-bkr-law-title {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin: 20px 0 20px;
  padding: 10px 22px;
  border: 5px solid #fff;
  border-radius: 8px;
  font-size: 26px;
  font-weight: 600;
  color: #333;
}

.kf-bkr-law-title-icon {
  width: 26px;
  height: 26px;
}

.kf-bkr-law-banner {
  margin: 32px auto 16px;
  max-width: 860px;
  padding: 18px 18px;
  border: 2px solid #0B7578;
  border-radius: 10px;
  font-size: 21px;
  line-height: 1.45;
  color: #333;
}

.kf-bkr-law-text {
  max-width: 900px;
  margin: 45px auto 10px;
  font-size: 19px;
  line-height: 1.5;
  color: #333;
}

.kf-risk {
  padding: 30px 0 30px;
  background: #fff;
}

.kf-risk-title {
  margin: 25px 0 80px;
  text-align: center;
  font-size: clamp(24px, 3.2vw, 35px);
  font-weight: 600;
  line-height: 1.3;
  color: #1d1d1d;
}

.kf-risk-accent {
  background: linear-gradient(90deg, #0B7578, #B35A12);
  white-space: nowrap;
  background-clip: text;
  color: transparent;
  display: inline-block;
}

.kf-risk-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.kf-risk-col {
  border-radius: 12px;
  padding: 24px;
  box-shadow: 0 20px 30px -20px rgba(51,51,51,.15);
  background: #fff;
}

.kf-risk-col--left {
  background: linear-gradient(115deg, rgba(230,242,242,.8) 0%, rgba(242,248,248,.65) 100%);
}

.kf-risk-col--right {
  background: #EEF7F7;
}

.kf-risk-strip {
  margin-bottom: 18px;
  position: relative;
}

.kf-risk-strip::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 140px;
  right: 0;
  height: 1px;
  background: #C9D7D7;
  transform: translateY(-50%);
}

.kf-risk-strip-label {
  display: inline-block;
  padding: 6px 12px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: .06em;
  color: #4B5959;
  text-transform: uppercase;
  background: #C4CCCC;
  border-radius: 6px;
}

.kf-risk-strip--dark .kf-risk-strip-label {
  background: #FFFFFF;
  color: #0B7578;
}

.kf-risk-strip--dark::after {
  background: #A7C9CA;
}

.kf-risk-list {
  display: grid;
  grid-auto-rows: min-content;
  gap: 10px;
}

.kf-risk-row {
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: 19px;
  font-weight: 400;
  color: #1f1f1f;
  line-height: 1.6;
}

.kf-risk-row img {
  width: 22px;
  height: 22px;
  flex: 0 0 22px;
  object-fit: contain;
  filter: none; 
  opacity: 1;
}

.kf-risk-text p {
  display: block;
  margin: 0 0 16px;
  padding-left: 0;
  font-size: 17px;
  line-height: 1.55;
  color: #333;
}

.kf-risk-text p:last-child {
  margin-bottom: 0;
}

.kf-risk-head {
  display: block;
  margin-bottom: 6px;
  font-weight: 600;
  color: #0B7578;
  font-size: 19px;
}

.kf-risk-head--1,
.kf-risk-head--2,
.kf-risk-head--3 {
  color: #0B7578;
}

.button-anketa {
  padding-top: 35px;
  display: flex;
  justify-content: center;
  width: 100%;
  margin-top: 30px;
  margin-bottom: 30px;
}

.kf-trust {
  padding: 65px 0;
  background: #fff;
}

.kf-trust-title {
  margin: 20px 0 70px;
  text-align: center;
  font-size: clamp(24px, 3.2vw, 35px);
  font-weight: 600;
  color: #1d1d1d;
  margin-left: 25px;
  margin-right: 25px;
}

.kf-trust-list {
  display: grid;
  grid-template-columns: 1fr;
  gap: 25px;
  max-width: 920px;
  margin: 0 auto;
}

.kf-trust-item {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: start;
  gap: 16px;
  padding: 16px 18px;
  background: #fff;
  border-radius: 12px;
  box-shadow: 0 20px 30px -12px rgba(51,51,51,.15);
  transition: transform .18s ease, box-shadow .18s ease;
}

.kf-trust-text {
  font-size: 19px;
  line-height: 1.45;
  color: #333;
  padding: 10px;
}

.kf-trust-text b {
  display: block;
  margin-bottom: 6px;
  font-size: 20px;
  font-weight: 600;
  color: #0B7578;
}

.kf-trust-icon {
  width: 46px;
  height: 46px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: #EFF7F7;
  box-shadow: inset 0 0 0 1px rgba(11,117,120,.10), 0 10px 18px -12px rgba(11,117,120,.22);
}

.kf-trust-icon img {
  width: 26px;
  height: 26px;
  object-fit: contain;
}

.kf-bkr-remote-title {
  width: fit-content;
  margin: 30px auto 45px;
  padding: 10px 0;
  border-bottom: 3px solid #0B7578;
  font-size: clamp(22px, 2.6vw, 26px);
  font-weight: 500;
  line-height: 1.3;
  color: #333;
  text-align: center;
}

.kf-bkr-faq-icon-wrapper {
  position: relative;
  width: 20px;
  height: 20px;
  flex: 0 0 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding-left: 10px;
}

.kf-bkr-faq-icon {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  transition: all 0.3s ease;
}

.kf-bkr-faq-icon-plus::before,
.kf-bkr-faq-icon-plus::after,
.kf-bkr-faq-icon-minus::before {
  content: '';
  position: absolute;
  background-color: #B35A12;
  transition: all 0.3s ease;
}

.kf-bkr-faq-icon-plus::before {
  width: 12px;
  height: 2px;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}

.kf-bkr-faq-icon-plus::after {
  width: 2px;
  height: 12px;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}

.kf-bkr-faq-icon-minus::before {
  width: 12px;
  height: 2px;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}

.knowledge-bankrotstvo-faq-item:not(.active) .kf-bkr-faq-icon-plus,
.knowledge-bankrotstvo-faq-item.active .kf-bkr-faq-icon-minus {
  opacity: 1;
  visibility: visible;
}

.knowledge-bankrotstvo-faq-item:not(.active) .kf-bkr-faq-icon-minus,
.knowledge-bankrotstvo-faq-item.active .kf-bkr-faq-icon-plus {
  opacity: 0;
  visibility: hidden;
}

.kf-bkr-bankrotstvo-faq-dot {
  display: none;
}

.kf-bankrotstvo-faq-share-btn {
  display: none;
}

.kf-bkr-faq-share-btn {
  position: absolute;
  left: 10px;
  top: 10px;
  background: none;
  border: none;
  cursor: pointer;
  opacity: 0.6;
  transition: opacity 0.2s ease, color 0.2s ease;
  z-index: 10;
  padding: 4px;
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.kf-bkr-faq-share-btn:hover {
  opacity: 1;
  background: rgba(11, 117, 120, 0.1);
  color: #0B7578;
}

.kf-bkr-faq-share-btn svg {
  width: 18px;
  height: 18px;
  display: block;
}

.kf-bkr-bankrotstvo-faq-answer {
  position: relative;
  padding: 0 18px;
  max-height: 0;
  overflow: hidden;
  transition: max-height .28s ease, padding .2s ease;
}

.kf-bkr-bankrotstvo-faq-answer p {
  margin: 10px 5px 14px 5px;
  padding: 0;
  font-size: 18px;
}

.kf-bkr-bankrotstvo-faq-answer ul,
.kf-bkr-bankrotstvo-faq-answer ol {
  margin: 10px 5px 14px 5px;
  padding-left: 20px;
  font-size: 18px;
}

.kf-bkr-bankrotstvo-faq-answer li {
  margin: 6px 0;
}

.kf-bkr-bankrotstvo-faq-answer strong {
  font-weight: 600;
}

.knowledge-faq-item.active .kf-bkr-bankrotstvo-faq-answer,
.knowledge-bankrotstvo-faq-item.active .kf-bkr-bankrotstvo-faq-answer {
  padding: 0 18px 16px;
  max-height: 3300px;
}

.knowledge-faq-item.active .kf-bkr-bankrotstvo-faq-answer p:first-child,
.knowledge-bankrotstvo-faq-item.active .kf-bkr-bankrotstvo-faq-answer p:first-child,
.knowledge-faq-item.active .kf-bkr-bankrotstvo-faq-answer ul:first-child,
.knowledge-bankrotstvo-faq-item.active .kf-bkr-bankrotstvo-faq-answer ul:first-child,
.knowledge-faq-item.active .kf-bkr-bankrotstvo-faq-answer ol:first-child,
.knowledge-bankrotstvo-faq-item.active .kf-bkr-bankrotstvo-faq-answer ol:first-child {
  margin-top: 15px;
  font-size: 17px;
}

.knowledge-bankrotstvo-faq-item.active .knowledge-bankrotstvo-faq-title {
  color: #B35A12;
  background: #fef8f4;
}

@media (min-width: 992px) {
  .kf-timeline-item--1{
    clip-path:polygon(
      0 0,
      calc(100% - var(--notch)) 0,
      100% 50%,
      calc(100% - var(--notch)) 100%,
      0 100%, 0 0
    );
  }
  
  .kf-timeline-item--2{
    clip-path:polygon(
      var(--notch) 0,
      calc(100% - var(--notch)) 0,
      100% 50%,
      calc(100% - var(--notch)) 100%,
      var(--notch) 100%,
      0 50%
    );
  }
  
  .kf-timeline-item--3{
    clip-path:polygon(
      var(--notch) 0, 100% 0, 100% 100%,
      var(--notch) 100%, 0 50%, var(--notch) 0
    );
  }

  .kf-timeline-item--1::after,
  .kf-timeline-item--2::after {
    content:""; 
    position:absolute; 
    top:0; 
    right:0; 
    width:var(--notch); 
    height:100%;
    background:linear-gradient(to right,rgba(255,255,255,.9),rgba(255,255,255,0));
    clip-path:polygon(0 0,100% 50%,0 100%); 
    pointer-events:none;
  }

  .kf-timeline-item--2::before,
  .kf-timeline-item--3::before {
    content:""; 
    position:absolute; 
    top:0; 
    left:0; 
    width:var(--notch); 
    height:100%;
    background:linear-gradient(to left,rgba(255,255,255,.9),rgba(255,255,255,0));
    clip-path:polygon(100% 0,0 50%,100% 100%); 
    pointer-events:none;
  }
  
  .kf-timeline-item--1::after,
  .kf-timeline-item--2::after {
    content:"";
    position:absolute;
    top:0;
    right: calc(-1 * var(--gap) / 2 - var(--chev) / 2);
    width: var(--chev);
    height: 100%;
    background: linear-gradient(to right, rgba(255,255,255,.9), rgba(255,255,255,0)) 0/100% 100% no-repeat;
    clip-path: polygon(0 0, 100% 50%, 0 100%);
    filter: drop-shadow(4px 0 6px rgba(0,0,0,.12));
    pointer-events:none;
  }

  .kf-timeline-item--2::before,
  .kf-timeline-item--3::before {
    content:"";
    position:absolute;
    top:0;
    left: calc(-1 * var(--gap) / 2 - var(--chev) / 2);
    width: var(--chev);
    height:100%;
    background: linear-gradient(to left, rgba(255,255,255,.9), rgba(255,255,255,0)) 0/100% 100% no-repeat;
    clip-path: polygon(100% 0, 0 50%, 100% 100%);
    filter: drop-shadow(-4px 0 6px rgba(0,0,0,.12));
    pointer-events:none;
  }
}

@media (max-width: 1210px) {
  .kf-bkr-hero-title {
    margin: 22px 0 20px;
  }
}

@media (max-width: 1200px) {
  .kf-bkr-type-grid { 
    gap: 26px; 
    max-width: 820px; 
  }
  
  .kf-bkr-type-card { 
    padding: 18px 22px;
    margin-left: 25px;
    margin-right: 25px;
  }
  
  .kf-bkr-type-icon { 
    width: 56px; 
    height: 56px; 
    flex-basis: 56px; 
  }
  
  .kf-bkr-type-icon svg { 
    width: 26px; 
    height: 26px; 
  }
  
  .kf-bkr-type-content h3 { 
    font-size: 17px; 
  }
  
  .kf-bkr-hero { 
    padding-top: 25px; 
  }
  
  .kf-bkr-debts-title {
    margin: 20px 0 45px;
  }
  
  .kf-bkr-eligibility-grid {
    grid-template-columns: 1fr;
    gap: 30px;
    max-width: 560px;
  }
  
  .kf-bkr-eligibility .container { 
    padding: 30px 24px; 
  }
  
  .kf-bkr-which-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  
  .kf-bkr-which {
    padding: 40px 0 45px;
  }
  
  .kf-bkr-cons-title {
    margin: 0px 0 55px;
    margin-left: 25px;
    margin-right: 25px;
    line-height: 1.6;
  }
}

@media (max-width: 992px) {
  .kf-bkr-type-grid { 
    gap: 22px; 
    max-width: 760px; 
  }
  
  .kf-bkr-type-card { 
    gap: 18px; 
  }
  
  .kf-bkr-type-content h3 { 
    font-size: 16px; 
  }
  
  .kf-bkr-type-content p { 
    font-size: 13.5px; 
  }
  
  .kf-bkr-step-title { 
    font-size: 18px; 
    margin-bottom: 18px;
  }
  
  .kf-bkr-step-points { 
    grid-template-columns: repeat(2, minmax(0, 1fr));
    column-gap: 24px;
  }
  
  .kf-bkr-step-points li {
    padding: 10px 0 10px 28px;
    font-size: 17px;
  }
  
  .kf-bkr-debts-title {
    margin: 20px 0 45px;
    line-height: 1.6;
    margin-left: 25px;
    margin-right: 25px;
  }
  
  .kf-bkr-remote-title {
    margin: 25px auto 40px;
  }
  
  .kf-risk-grid {
    grid-template-columns: 1fr;
    gap: 25px;
  }
  
  .kf-risk-col {
    padding: 20px;
    margin-left: 25px;
    margin-right: 25px;
    line-height: 1.6;
  }
  
  .button-anketa {
    margin-top: 10px;
  }
  
    
  .kf-bkr-result-heading {
    margin: 0 0 10px;
    font-size: 21px;
    font-weight: 500;
    color: #1d1d1d;
    line-height: 1.6;
    margin-left: 25px;
    margin-right: 25px;
  }
  
  .kf-bkr-result-text {
    font-size: 18px;
  }
}

@media (max-width: 968px) {
  .kf-bkr-steps-wrap {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .kf-bkr-steps-title {
    margin: 20px 0 50px;
  }
  
  .kf-bkr-steps-visual {
    position: relative;
    top: 0;
    max-width: 520px;
    margin: 0 auto;
    display: none;
    line-height: 1.6;
  }
  
  .kf-bkr-step {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 14px;
    margin-left: 20px;
    margin-right: 20px;
  }
  
  .kf-bkr-step-number { 
    align-self: center; 
  }
  
  .kf-bkr-steps-cta {
    margin: 40px 0 25px
  }
}

@media (max-width: 800px) {
  .kf-timeline-items {
    grid-template-columns: 1fr;
    gap: 16px;
    padding: 0 10px;
    margin-left: 20px;
    margin-right: 20px;
  }
  
  .kf-timeline-item {
    clip-path: none;
    border-radius: var(--radius);
  }
  
  .kf-timeline-item::before,
  .kf-timeline-item::after {
    display:none;
  }

}

@media (max-width: 768px) {
  .kf-bkr-hero-title {
    margin: 25px 0 0px;
    line-height: 1.6;
    margin-left: 25px;
    margin-right: 25px;
  }
  
  .kf-bkr-hero {
    padding: 20px 0 10px;
  }
  
  .kf-bkr-hero-inner {
    padding: 0 14px;
  }
  
  .kf-bkr-type-grid {
    grid-template-columns: 1fr;
    gap: 18px;
    max-width: 560px;
    margin: 0 auto 40px;
  }
  
  .kf-bkr-type-card { 
    padding: 16px 18px; 
    border-radius: 14px; 
  }
  
  .kf-bkr-type-icon { 
    width: 52px; 
    height: 52px; 
    flex-basis: 52px; 
  }
  
  .kf-bkr-conditions {
    margin-top: 0px;
  }
    
  .kf-bkr-type-icon svg { 
    width: 24px; 
    height: 24px; 
  }
  
  .kf-bkr-type-content h3 { 
    margin-bottom: 4px; 
    font-size: 16px; 
  }
  
  .kf-bkr-type-content p { 
    font-size: 13px; 
  }

  .kf-bkr-step { 
    padding: 22px 20px; 
  }
  
  .kf-bkr-step-title { 
    font-size: 17px; 
  }
  
  .kf-bkr-step-points li { 
    font-size: 16px; 
  }
  
  .kf-bkr-remote-title {
    margin: 25px auto 40px;
    padding: 5px 0;
  }
  
  .kf-bkr-results { 
    padding-top: 25px; 
  }
  
  .kf-bkr-results-grid { 
    grid-template-columns: 1fr; 
  }
  
  .kf-bkr-result { 
    max-width: 320px; 
    margin: 0 auto; 
  }
  
  .kf-bkr-eligibility-item {
    grid-template-columns: 1fr;
    text-align: center;
  }
  
  .kf-bkr-eligibility-icon { 
    margin: 0 auto; 
  }
  
  .kf-bkr-which-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
  }
  
  .kf-bkr-which-debt-name {
    font-size: 17px;
  }
  
  .kf-bkr-which-debts-note {
    font-size: 16px;
  }
  
  .kf-bkr-cons-item {
    padding: 10px 12px;
    gap: 12px;
  }
  
  .kf-bkr-cons-icon {
    width: 52px;
    height: 52px;
    border-radius: 12px;
  }
  
  .kf-bkr-cons-icon img {
    width: 28px;
    height: 28px;
  }
  
  .kf-bkr-cons-text {
    font-size: 15.5px;
  }
  
  .kf-bkr-law {
    padding: 28px 20px;
    margin-left: 20px;
    margin-right: 20px;
  }
  
  .kf-bkr-law-title {
    font-size: 18px;
    padding: 8px 14px;
  }
  
  .kf-bkr-law-title-icon {
    width: 20px;
    height: 20px;
  }
  
  .kf-bkr-law-banner {
    font-size: 16px;
    padding: 12px 14px;
    margin: 0 5px;
    line-height: 1.6;
  }
  
  .kf-bkr-law-text {
    font-size: 16px;
    line-height: 1.6;
  }
  
  .kf-trust-item {
    padding: 14px 14px;
    gap: 12px;
  }
  
  .kf-trust-text b {
    font-size: 18px;
    line-height: 1.6;
  }
  
  .kf-trust {
    padding: 55px 0;
    background: #fff;
  }
}

@media (max-width: 680px) {
  .kf-bkr-step-list {
    gap: 24px;
  }
  
  .kf-bkr-step {
    padding: 20px 16px;
    border-radius: 16px;
  }
  
  .kf-bkr-step-title { 
    font-size: 16px;
    margin-bottom: 16px;
  }
  
  .kf-bkr-step-points { 
    grid-template-columns: 1fr;
    gap: 12px;
    margin-left: 20px;
    margin-right: 20px;
  }
  
  .kf-bkr-step-points li {
    padding: 8px 0 8px 40px;
    border-bottom: 1px solid rgba(11, 117, 120, 0.1);
  }
  
  .kf-bkr-step-points li:last-child {
    border-bottom: none;
  }
  
  .kf-bkr-step::before {
    width: 3px;
  }
}

@media (max-width: 600px) {
  .kf-bkr-result-text {
    font-size: 16px;
    line-height: 1.6;
    margin-left: 25px;
    margin-right: 25px;
  }
   
  .kf-bkr-results-title {
    line-height: 1.6;
    margin-left: 25px;
    margin-right: 25px;
  }
  
  .kf-bkr-result-heading {
    margin: 0 0 10px;
    font-size: 19px;
    font-weight: 500;
    color: #1d1d1d;
    line-height: 1.6;
    margin-left: 25px;
    margin-right: 25px;
  }
  
  .kf-bkr-bankrotstvo-faq-question { 
    font-size: 17px; 
    padding: 14px 16px; 
  }
  
  .kf-bkr-bankrotstvo-faq-answer { 
    padding: 0 16px; 
  }
  
  .knowledge-faq-item.active .kf-bkr-bankrotstvo-faq-answer,
  .knowledge-bankrotstvo-faq-item.active .kf-bkr-bankrotstvo-faq-answer {
    padding: 0 16px 14px;
    margin-bottom: 5px;
  }
  
  .kf-bkr-bankrotstvo-faq-title {
    line-height: 1.6;
    margin-left: 25px;
    margin-right: 25px;
  }
  
  .kf-bkr-bankrotstvo-faq-list {
    margin-left: 20px;
    margin-right: 20px;
  }
}

@media (max-width: 576px) {
  .kf-bkr-steps {
    padding: 24px 0;
  }
  
  .kf-bkr-step {
    padding: 18px;
  }
  
  .kf-bkr-step-number {
    font-size: 16px;
    padding: 8px 12px;
  }
  
  .kf-bkr-step-content h3 {
    font-size: 18px;
  }
  
  .kf-bkr-type-content {
    align-items: center;
    text-align: center;
    min-height: 100px;
    justify-content: center;
  }
  
  .kf-bkr-type-grid { 
    gap: 14px; 
    max-width: 480px; 
    padding: 0 7px;
  }
  
  .kf-bkr-type-card { 
    padding: 14px 16px; 
    gap: 14px; 
    border-radius: 12px; 
  }
  
  .kf-bkr-type-icon { 
    width: 48px; 
    height: 48px; 
    flex-basis: 48px; 
  }
  
  .kf-bkr-type-icon svg { 
    width: 22px; 
    height: 22px; 
  }
  
  .kf-bkr-type-content h3 { 
    font-size: 15px; 
  }
  
  .kf-bkr-type-content p { 
    font-size: 12.8px; 
  }

  .kf-bkr-hero-inner { 
    padding: 0 14px; 
  }
  
  .kf-bkr-eligibility-title { 
    margin-top: 10px; 
    margin-bottom: 24px; 
  }
  
  .kf-bkr-eligibility-banner { 
    font-size: 16px; 
  }
  
  .kf-bkr-eligibility-text {
    font-size: 18px;
  }
  
  .kf-bkr-eligibility .container { 
    padding: 16px; 
  }
}

/* Маленькие мобильные устройства */
@media (max-width: 560px) {
  .kf-risk-title {
    margin-bottom: 40px;
    margin-left: 25px;
    margin-right: 25px;
    line-height: 1.6;
  }
  
  .kf-risk-row {
    font-size: 16px;
  }
  
  .kf-risk-head {
    font-size: 17px;
    line-height: 1.6;
  }
  
  .kf-risk-text p {
    font-size: 15.5px;
    line-height: 1.6;
  }
  
  .kf-trust-list {
    gap: 12px;
    margin-left: 20px;
    margin-right: 20px;
  }
  
  .kf-trust-icon {
    width: 42px;
    height: 42px;
    border-radius: 10px;
  }
  
  .kf-trust-icon img {
    width: 24px;
    height: 24px;
  }
  
  .kf-trust-text {
    font-size: 15.5px;
    line-height: 1.6;
  }
}

@media (max-width: 480px) {
  .kf-bkr-type-card { 
    padding: 12px 14px; 
    border-radius: 10px; 
  }
  
  .kf-bkr-type-icon { 
    width: 44px; 
    height: 44px; 
    flex-basis: 44px; 
  }
  
  .kf-bkr-type-icon svg { 
    width: 20px; 
    height: 20px; 
  }
  
  .kf-bkr-type-content h3 { 
    font-size: 17px; 
  }
  
  .kf-bkr-type-content p { 
    font-size: 15px; 
  }
  
  .kf-bkr-step {
    padding: 16px;
  }
  
  .kf-bkr-step-title { 
    font-size: 16px; 
  }
  
  .kf-bkr-step-points li { 
    font-size: 16px;
    line-height: 1.6;
  }
  
  .kf-bkr-which-grid {
    grid-template-columns: 1fr;
  }
  
  .kf-bkr-which-debt {
    min-width: 250px;
    max-width: 360px;
    margin: 0 auto;
  }
}

@media (max-width: 420px) {
  .kf-bkr-cons-icon {
    width: 44px;
    height: 44px;
    border-radius: 10px;
  }
  
  .kf-bkr-cons-text {
    font-size: 15px;
    line-height: 1.6;
  }
}

@media (max-width: 360px) {
  .kf-bkr-type-card { 
    padding: 10px 12px;
  }
  
  .kf-bkr-type-icon { 
    width: 40px; 
    height: 40px; 
    flex-basis: 40px; 
  }
  
  .kf-bkr-type-icon svg { 
    width: 18px; 
    height: 18px; 
  }
  
  .kf-bkr-type-content h3 { 
    font-size: 14.5px; 
  }
  
  .kf-bkr-step {
    padding: 14px 12px;
  }
  
  .kf-bkr-step-title { 
    font-size: 15px; 
  }
}